1. Who we are
[REPLACE: registered legal entity name] is the service provider for Revan (referred to in these Terms as "Revan", "we", "us", "our"). We are established in the European Union, in [REPLACE: EU member state of establishment].
Registered office: [REPLACE: street, city, postal code, EU member state]. Company number: [REPLACE: company registration number]. VAT number: [REPLACE: EU VAT number, or remove sentence].
You can reach us at contact@revan.app. Our service-provider details are published here in line with Article 5 of Directive 2000/31/EC on electronic commerce and its national transposition.
2. Acceptance and conclusion of the contract
By creating an account or using the product, you agree to these Terms of Service and to our Privacy Policy. If you do not agree, do not create an account or use the product.
The contract is concluded electronically when you complete account creation. We do not separately file the contract text. You can request a copy of the Terms in force on the date of conclusion by writing to contact@revan.app.
The contract language is English. Translations of these Terms are provided for convenience only; in case of conflict, the English text prevails. You can correct input errors before submitting the sign-up form by editing the relevant fields.
3. What Revan is
Revan is a portfolio tracking and analytics tool. You add holdings, transactions, watchlists, notes, and tags. We show you positions, allocation, dividends, prices, and analyst targets.
Revan is a commercial product operated on a for-profit basis. It is not a non-profit, charity, or volunteer project. We earn revenue from optional paid subscriptions; see clause 11 for how the free and paid plans work.
Revan is an information service. We do not execute trades, broker orders, custody assets, hold client funds, or move money on your behalf.
Market data may be delayed, incomplete, or wrong. Crypto-asset quotes are highly volatile and may trade outside traditional market hours. Treat all data shown in the product as informational.
4. Not financial advice
Nothing on the product is investment advice, a personal recommendation, a solicitation, or an offer to buy or sell any financial instrument or crypto-asset. Nothing on the product is tax, legal, or accounting advice.
We are not authorised as an investment firm under Directive 2014/65/EU (MiFID II) and do not provide regulated investment services. If you need advice, please consult a licensed adviser in your country.
5. Eligibility
You must have the legal capacity to enter into a binding contract under the law of your country of habitual residence.
You must be at least 16 years old. If your EU member state has set a higher digital-consent age between 13 and 16 under Article 8 GDPR, that age applies instead.
You confirm that your use of Revan does not breach any law or sanctions regime that applies to you.
6. Your account
You provide accurate information when you sign up and keep it current.
You are responsible for activity under your account. Use a strong, unique password and turn on multi-factor authentication where available.
Tell us at contact@revan.app without undue delay if you believe your account has been used without your consent.
7. Acceptable use
When you use Revan, you agree that you will not:
- Break any law or regulation that applies to you.
- Infringe anyone's rights, including intellectual-property, privacy, or personality rights.
- Upload malware or otherwise interfere with the product or the systems we use to run it.
- Scrape, crawl, or otherwise extract data from the product by automated means without our prior written consent, except as expressly permitted by mandatory law.
- Probe, scan, or test the security of the product, except under a written agreement with us.
- Try to access another user's account or any non-public area of our systems.
- Use the product to harass, defame, threaten, or impersonate others.
We may investigate suspected breaches and take proportionate action, including warning you, removing content, suspending or closing your account, and, where required, reporting to the authorities.
8. Your content
You keep all the rights you have in the data and content you add to Revan, such as your portfolio entries, transactions, notes, tags, and watchlists. We do not claim ownership of your content.
You grant us a worldwide, non-exclusive, royalty-free licence to host, store, process, copy, transmit, and display your content as needed to run the product for you and to provide the features you ask for. The licence ends when you remove the content or delete your account, subject to the retention periods set out in our Privacy Policy.
You confirm that you have the right to share with us anything you upload and that doing so does not infringe third-party rights or break the law.
9. Our content and intellectual property
The Revan product, including its software, user interface, design, text, logos, and trade marks, is owned by [REPLACE: registered legal entity name] or its licensors and is protected by intellectual-property law.
Subject to these Terms, we grant you a personal, non-exclusive, non-transferable, revocable licence to use the product for your own use.
You will not copy, modify, distribute, sell, lease, sublicense, reverse-engineer, decompile, or create derivative works from any part of the product, except to the extent that mandatory law expressly allows it, including your rights of decompilation for interoperability under Article 6 of Directive 2009/24/EC.
Market data, exchange information, and other third-party content is the property of its respective owners and may be subject to its own terms.
10. Service availability and changes
We aim to keep the product available but do not promise uninterrupted or error-free operation. The product may be unavailable during maintenance, outages, or events outside our reasonable control.
We may add, change, or remove features. Where a change materially reduces the functionality of the product, we will give you reasonable advance notice by email or in the product, and you may close your account before the change takes effect.
If you are a consumer in the EU, this clause is without prejudice to your rights under Directive 2019/770 on the supply of digital content and digital services, as transposed in your member state.
11. Plans and fees
Revan is offered as a freemium service. The base product is free to use. Optional paid subscriptions unlock extra features. The key points:
- Free plan. You can create an account and use the base product (portfolio tracking, transactions, watchlists, notes, and tags) without paying. We may apply fair-use limits to keep the service stable; where we do, the limits are shown in the product.
- Paid subscriptions. Selected advanced features are gated behind a paid subscription. The plan, price, and billing period are shown to you before you confirm the purchase.
- Billing cycle. Subscriptions renew automatically at the end of each billing period (typically monthly or yearly) at the then-current price for that plan, unless you cancel before the renewal date.
- Taxes. Prices shown to consumers in the EU include VAT where applicable. Prices shown to business buyers may exclude VAT, with VAT added at checkout based on the place of supply.
- Payment processing. Payments are processed by a third-party payment provider. We do not store full card numbers on our servers.
- Cancellation. You can cancel a paid subscription at any time in Settings, Account. Cancellation stops the next renewal. Unless required by law or a published refund policy, fees already paid for the current billing period are not refunded; you keep access to paid features until the end of that period.
- Free trials and promotions. If we offer a free trial or promotional price, the conditions (length, what happens at the end, eligibility) are shown when you sign up for it.
- Price changes. If we change subscription prices, we will tell you at least 30 days before the new price takes effect for your plan, by email or in the product. You may cancel before the new price applies.
- Downgrades. If you downgrade or cancel a paid plan, features that depend on the paid plan stop working at the end of the paid period. The data you added stays in your account on the free plan, subject to any free-plan limits.
Plan names, prices, included features, and the billing period in force are shown on the pricing page and at checkout. The terms presented at checkout, together with these Terms, govern your subscription.
12. Right of withdrawal for EU consumers
If you are a consumer in the European Union, you have 14 days from the conclusion of the contract to withdraw from it without giving any reason, under Directive 2011/83/EU on consumer rights as transposed in your member state. The 14-day period applies to your initial sign-up and to each new paid subscription you start. How it applies in practice:
- Free plan. There is nothing to refund. You may close your account at any time in Settings, Account.
- Paid subscriptions. Revan is supplied as a digital service. At checkout we ask you to expressly request that we begin performance of the paid features immediately and to acknowledge that you will lose your right of withdrawal once performance has begun, in line with Article 16(m) of Directive 2011/83/EU. If you make that request and we begin performance, the right of withdrawal does not apply to that subscription.
- If you do not give that consent at checkout, performance of the paid features starts after the 14-day period, and you may withdraw within those 14 days for a full refund of the subscription price.
To withdraw, send a clear statement of your decision to contact@revan.app within 14 days of sign-up or of starting the paid subscription. You may use the model withdrawal form set out in Annex I(B) of Directive 2011/83/EU.
13. Statutory rights for digital services
For EU consumers, your rights under Directive 2019/770 on digital content and digital services apply, as transposed in your member state. We must supply the product in conformity with the contract. If we do not, you have rights to a remedy under your national law, which may include having the product brought into conformity, a proportionate reduction of any price paid, or termination of the contract.
Nothing in these Terms reduces or restricts your mandatory statutory rights as a consumer.
14. Disclaimers
To the extent permitted by law, the product is supplied "as is" and "as available". We do not warrant that market data is accurate, complete, current, or fit for any particular purpose.
If you are a consumer, this clause does not affect your mandatory statutory rights.
15. Liability
Nothing in these Terms limits or excludes our liability for: (a) death or personal injury caused by our negligence; (b) fraud or fraudulent misrepresentation; or (c) any other liability that cannot be limited or excluded under the applicable mandatory law, including consumer-protection law.
Subject to the paragraph above, and to the maximum extent permitted by law, we are not liable for: (i) investment losses, lost profits, lost savings, or missed opportunities; (ii) indirect, incidental, special, or consequential damages; (iii) damages arising from your reliance on market data, prices, dividends, analyst targets, or analytics shown in the product; or (iv) damages caused by events outside our reasonable control.
Where our liability cannot be excluded but can be capped, it is capped at the greater of EUR 100 or the amount you have paid us for the product in the 12 months before the event giving rise to the claim.
16. Suspension and termination
You may close your account at any time in Settings, Account. You may cancel a paid subscription separately without closing the account; cancellation stops the next renewal and you keep paid features until the end of the current billing period.
We may suspend or close your account, with notice where practicable, if you break these Terms, if we are required to by law, or if we discontinue the product. If we discontinue a paid plan or the product as a whole, we will give you reasonable advance notice and refund any prepaid fees for the unused part of the billing period.
On termination, the licences in clauses 8 and 9 end. We retain and erase personal data as described in our Privacy Policy.
17. Reporting illegal content
Under Regulation (EU) 2022/2065 (the Digital Services Act), you can report content on Revan that you believe is illegal. Email contact@revan.app with: a clear explanation of why the content is illegal, where the content is located (a link, screenshot, or other identifier), your name and email (unless the report concerns offences referred to in Articles 3 to 7 of Directive 2011/93/EU), and a statement that you submit the report in good faith.
We will confirm receipt without undue delay, review the report, and inform you of the outcome and the reasons. If we act against a piece of content, we will inform the user who provided it and give them the reasons and a route to challenge the decision.
We do not currently offer public content-sharing features; most user content remains private to your account. This clause applies to any user content visible to others through features we may add.
18. Personal data
How we handle personal data is described in our Privacy Policy and our Cookie Policy. Those documents form part of your contract with us.
19. Governing law and jurisdiction
These Terms are governed by the law of [REPLACE: EU member state of establishment], excluding its conflict-of-laws rules and the United Nations Convention on Contracts for the International Sale of Goods.
If you are a consumer in the EU, you also benefit from the mandatory protections of the consumer-protection law of your country of habitual residence, in line with Article 6 of Regulation (EC) No 593/2008 (Rome I).
Disputes may be brought before the competent courts of [REPLACE: EU member state of establishment]. If you are a consumer, you may also bring proceedings in the courts of your country of habitual residence, and we may sue you only in those courts, in line with Articles 17 to 19 of Regulation (EU) No 1215/2012 (Brussels I bis).
20. Out-of-court dispute resolution
We try to settle disputes directly. Please contact us first at contact@revan.app.
If you are a consumer in the EU and we cannot reach an agreement, you can use the European Commission's Online Dispute Resolution platform at ec.europa.eu/consumers/odr. You can also turn to the competent consumer-protection authority or alternative-dispute-resolution body in your country.
In Hungary, the competent bodies include the consumer-protection authorities operated by the county-level government offices, and the conciliation board (Békéltető Testület) of the consumer's place of residence. The board competent for our registered office is the Pest County Conciliation Board (Pest Vármegyei Békéltető Testület).
We are not obliged to take part in proceedings before an alternative-dispute-resolution body unless the law of the consumer's member state requires us to.
21. Changes to these Terms
We may change these Terms. If a change is material, we will tell you at least 30 days before it takes effect, by email or in the product. If you do not accept the change, you may close your account before the new Terms take effect; your continued use after that date counts as acceptance.
Non-material changes, such as typo fixes or restructuring without legal effect, take effect on posting.
The "Last updated" date at the top of this page shows when these Terms were last changed.
22. Other provisions
Entire agreement. These Terms, together with the Privacy Policy and the Cookie Policy, are the entire agreement between you and us for the product.
Severability. If a clause is held unenforceable, the remaining clauses stay in force. The unenforceable clause is read down to the extent needed for it to take effect.
Assignment. We may transfer our rights and obligations under these Terms to another entity, for example as part of a corporate reorganisation, provided your rights are not weakened.
Force majeure. We are not liable for failure or delay caused by events outside our reasonable control.
No waiver. Failure to enforce a right is not a waiver of that right.
Language. The contract language is English; translations are provided for convenience only.
23. Contact
General: contact@revan.app.
Postal address: [REPLACE: registered legal entity name], [REPLACE: street, city, postal code, EU member state].